Personal Loan

Money lessons: 10 Bollywood films with personal finance as central theme [ad_1] A well made film can mould opinions and alter perceptions. Yet, this powerful medium is rarely used to address real-life issues. Very few Hindi films have focused on the everyday problems that people face, and even fewer have looked at money related difficulties. To be fair, the average ...

Stories that demystify personal finance [ad_1] When I began writing this column 12 years ago, the editor’s brief was that I should demystify personal finance for the reader. As I look back, I wonder how I may have delivered. That verdict belongs to the reader. Writing every week since the inception of ET Wealth (except the one week when covid ...

5 types of stocks: Smart things to know [ad_1] Value stocks are available at cheaper valuations than the broader market and perform well in the recovery period of the economic cycle. [ad_2]

Improve credit health while negotiating a loan [ad_1] Rathin is a doctor. He earns well and has built up decent savings over the past 12 years. He now wants to buy some property and dreams of building his own hospital in future. However, his recent application for a loan was turned down by his bank because of a poor credit ...

bank of baroda mclr hikes: Bank of Baroda hikes MCLR by up to 30 bps; home loan, other loan EMIs to go up [ad_1] A whopping 35 basis points repo rate hike by the Reserve Bank of India (RBI) on December 7, 2022, has prompted many banks to increase their lending rates. Bank of Baroda is the latest lender to ...

atal pension yojana: What to do if Atal Pension Yojana contribution stops from your post office savings account [ad_1] If your Atal Pension Yojana (APY) contribution is not being deducted due to closure of your post-office savings account or non-maintenance of the minimum balance in the old post-office savings account, then here is some help for you. The Department of ...

ppf investment: Budget 2023: ‘Increase section 80C limit to Rs 2.5 lakh, raise PPF investment limit to Rs 3 lakh’ [ad_1] The deduction limit under section 80C of the Income-tax Act, 1961, should be increased from the existing Rs 1.5 lakh to Rs 2.5 lakh in Budget 2023, the Institute of Chartered Accountants of India (ICAI) suggested in its Pre-Budget ...

Home loan borrowers: How to reduce rising EMI burden if loan tenure can’t be extended – Another repo rate hike [ad_1] If you have savings or investment which is earning a lesser return than the interest rate that you are paying on your home loan, then it is better to use it to partially prepay your home loan to control ...

pfrda nps calculator: PFRDA launches ‘personalised’ NPS retirement calculator and planner for individuals [ad_1] The National Pension System (NPS) regulatory body – Pension Fund Regulatory and Development Fund (PFRDA) has launched an NPS Prosperity Planner (NPP) for individuals. This retirement planner will help individuals estimate the projected retirement income (annuity) as per the annuity options. The estimated retirement income will ...

floating rate fd: Is this the right time to invest in floating rate FDs to benefit from rising interest rates? [ad_1] In a rising interest rate scenario if you book your fixed deposit (FD) now and the rate rises later, you will end up losing interest on your FD. However, nobody is sure how long the interest rates will keep ...