Personal Loan

PM Kisan, Kisan Credit Card, and 4 other beneficial govt schemes for farmers on Kisan Diwas [ad_1] Kisan Diwas or National Farmers’ Day is observed across the country on December 23 to honour farmers, the backbone country. It is celebrated on this day every year in honour of Chaudhary Charan Singh, a farmers’ leader who became India’s fifth prime minister. ...

PPF withdrawal: 5 rules you must know – Key things to know [ad_1] Partial withdrawal is allowed under the Public Provident Fund scheme. You can withdraw up to 50% of the amount in your PPF Account after seven years, beginning with the end of the year you made your initial contribution. You can only make one partial withdrawal each year. ...

SBI vs HDFC Bank vs Canara Bank vs ICICI Bank vs PNB: Which bank offers the best interest rate for senior citizens? [ad_1] Many banks have been increasing interest rates since the Reserve Bank of India (RBI) increased repo rates by 0.35% to 6.25% in its December monetary policy meeting. Senior citizens receive higher fixed deposit (FD) interest rates from ...

Digital Rupee: Do you need a bank account to transact RBI e-Rupee? [ad_1] The Reserve Bank of India (RBI) recently launched the pilot programme of India’s very own digital currency — the digital rupee or e-Rupee. A central bank digital currency (CBDC) is a legal tender issued in digital form by the central bank of the country. By now, you ...

What is the current Post office time deposit interest rate? [ad_1] The Post Office time deposit is also known as the National Savings Time Deposit Account offered by India Post. They are very similar to bank fixed deposits and with different tenures. Interest rates for small savings schemes including Post office time deposits are reviewed every three months. Post office ...

Sovereign Gold Bonds: What is the minimum, maximum investment limit in SGB? [ad_1] Sovereign Gold Bond Scheme are substitutes for holding physical gold. Investors have to pay the issue price in cash and the bonds will be redeemed in cash on maturity. The Bond is issued by the Reserve Bank of India (RBI) on behalf of the government. Who can ...

What are the different types of home loans?| EconomicTimes [ad_1] Home loans A home loan is a generic term used for long-term loans availed for purchasing a property; this can be a house, land, apartment, extension of the house, among others. Depending on the exact need for which the loan is required, the customer can avail of a loan that ...

When will breaking your FD to reinvest be profitable for you? Find out here [ad_1] Keeping pace with the back-to-back repo rate hikes by the Reserve Bank of India (RBI), banks have started raising interest rates on fixed deposits in the last few months. A two-year fixed deposit (FD) now will fetch as much as 6.75 per cent to 7 ...

FD premature withdrawal charges of SBI, HDFC Bank, ICICI Bank, PNB – FD premature withdrawal [ad_1] According to the SBI website, “For Term Deposit up to Rs 5.00 lacs, the penalty for premature withdrawal will be 0.50% (all tenors). For Term Deposits above Rs 5.00 lacs, the applicable penalty will be 1% (all tenors).” For the duration that deposits were ...

Home loan borrowers alert! Banks do not need to inform you individually about interest rate change [ad_1] [ad_2]