Personal Loan

personal finance: How to manage loans & credit rating, avoid defaults: Aparna Ramachandra [ad_1] Aparna Ramachandra, Founder Director, Rectifycredit.com, says in the case of personal loans, obviously the penalty charges are higher. But when it comes to home loans, there are three charges there. There is something called a check bouncing charge or bounce charge because the lender has come ...

smallcap mf: Small cap mutual funds offer 19% in 10 year. Want to invest? [ad_1] Mutual fund advisors have been asking investors to go for equity mutual funds, especially small cap funds in a big way as they think the valuations have become very attractive lately. ETMutualFunds recently wrote a story where three advisors spoke about the reasons why they ...

Currency Impact: How investors can track the impact of currency on their portfolio? Tarun Birani explains [ad_1] “RBI moves at the time whenever you see there is a risk off environment building up in the globe. What we have seen, the dollar rising. At that point of time, normally central banks, RBIs increase the interest rate,” says Tarun Birani, TBNG ...

CRED UPI: CRED launches UPI peer-to-peer (P2P) payments: Important features [ad_1] CRED has launched services of UPI peer-to-peer (P2P) payments. The new payment method has been made available with the introduction of Scan & Pay, which enables users to “pay anywhere” via UPI. According to the CRED press release, “While UPI has created a revolution in digital payments with a ...

AU Small Finance Bank Video Banking: AU Small Finance Bank launches bill payments via video banking on Bharat Bill Payment System; How to use [ad_1] AU Small Finance Bank has become the country’s first commercial bank to connect with the Bharat Bill Payment System (BBPS) and deliver bill payment services via video banking, stated a press release from the bank. ...

repo rate: How long will the pause in RBI repo rate last? Is another 50 bps hike in the making? [ad_1] The first bi-monthly Monetary Policy Committee meeting for the financial year 2023-24 happened over a period of 3 days – April 3 to 6. The market was expecting a rate hike and to some extent, had priced in a ...

Home loan demand dips in December qtr as rate hikes pinch [ad_1] (This story originally appeared in on Apr 20, 2023) MUMBAI: Consumers have begun to feel the pinch of rising interest rates with home loan disbursals and demand dipping in the December quarter as compared to the previous year. Home loan disbursals decreased 6% in Q3 of FY23, while ...

bima sugam: What is Bima Sugam & how will it be different from a PolicyBazaar? Hari Radhakrishnan explains [ad_1] “This will be a much wider platform in which all the insurance companies will be present and the customers can transact directly. It will be a trusted platform because it is being promoted by the regulator and so the customers can ...

Maharashtra govt revises guidelines for houses built, allotted by MHADA [ad_1] The government of Maharashtra has revised the guidelines to modify the permitted carpet area of apartments to be built and sold under the High-Income Group (HIG) and Middle-Income Group (MIG) through lottery mechanism of the Maharashtra Housing & Area Development, the state government’s nodal agency and statutory housing authority. ...

HDFC merger: HDFC-HDFC Bank merger gets NCLT approval [ad_1] The National Company Law Tribunal (NCLT) on Friday gave its approval to the HDFC-HDFC Bank merger. The merger between the two entities has received in-principle approval from regulators including the Reserve Bank of India (RBI), Insurance Regulatory and Development Authority of India (Irdai) and the Pension Fund Regulatory and Development Authority ...