Personal Loan

Central govt employees: DA hiked by 4% effective from July 1, 2022; notification issued [ad_1] The Union government, as part of a series of cabinet decisions on September 28, 2022, had announced a hike in dearness allowance (DA) from 34 per cent to 38 per cent for central government employees. The Department of Expenditure (DoE) has issued an office memorandum ...

Punjab National Bank Whatsapp Banking Services: Punjab National Bank: How to activate PNB WhatsApp banking services [ad_1] Punjab National Bank (PNB) has now made WhatsApp banking services available to both its customers and non-customers. Others like SBI and HDFC Bank already have this facility. How to activate PNB banking services on WhatsApp According to a press release issued by PNB, ...

Importance of Financial Planning at an early age [ad_1] In our 20s, planning for the future may seem pointless. YOLO and FOMO become the mantra for living while aspects like marriage, homeownership, child’s education, and retirement planning, seem like vague milestones in the distant future. But 20-somethings must realize that planning for one’s financial future puts them in better control ...

These banks have increased home loan interest rates after the RBI repo hike [ad_1] The Reserve Bank of India (RBI) increased the repo rate once more in an effort to combat inflation. In its latest monetary policy announcement on September 30, 2022, the central bank raised the repo rate by 50 basis points (bps; 100 basis points = 1%) to ...

Gold, silver price movement in last one year [ad_1] Gold, silver price movement in last one year [ad_2]

Should you buy a house in your 20s? [ad_1] [ad_2]

What happens if you miss a mutual fund SIP instalment? [ad_1] 1.A missed SIP instalment happens when there isn’t sufficient balance in the account. 2.Mutual funds do not penalise for missing an SIP instalment. 3.However, the bank will charge you a penalty for the insufficient funds and missing the auto-debit payment. 4.A mutual fund will cancel the SIP only after ...

12 money mantras to build wealth and not fall into a debt trap [ad_1] Is there a checklist for good money habits, a reader asked. This column has evolved into one with lists, mostly to make it easy for the readers to consider those points that matter to their financial lives. A lot about personal finance is, well, personal. What ...

Do you need a super top-up health insurance policy? [ad_1] While both top-up and super top-up plans have long been considered a good way to enhance health insurance at low cost, super top-ups were regarded primarily for senior citizens or those with conditions requiring frequent hospitalisation. However, in the past couple of years, super top-ups have gained prominence, with most ...

Do your mutual fund manager’s cash calls benefit you? [ad_1] Equity funds are sitting on the biggest pile of cash in recent years. At an aggregate level, equity funds are holding in excess of 4% in cash—not high in absolute terms, but high compared to last three years. Eighteen equity schemes have parked in excess of 10% of the portfolio ...