credit cards: Top 10 credit cards with no annual or joining fee [ad_1] Given the plethora of credits cards in the market, it’s not easy to pick one that suits your needs, offers benefits and best value for money. The cards that do offer privileges charge high joining and annual fees. However, every bank or card issuer typically offers some ...

Mutual Funds: Balanced advantage mutual funds: Have they delivered, who should invest, how to pick right scheme [ad_1] In the past 2-3 years, mutual funds have seen enormous inflows but one category has emerged a favoured pick. Dynamic asset allocation funds, or balanced advantage funds (BAFs), have achieved a haloed status among investors and advisers alike. Six new BAFs have ...

Investment Tips: How to become a successful value investor [ad_1] We have always believed that value as a style works very well in the long run. A style which works well over the long term is also suited for systematic investing through systematic investment plans (SIP). It is also the style which has been followed by all investing greats from ...

Centre may revamp framework for setting state-owned banks’ targets The Centre may revamp the target-setting mechanism for public sector banks (PSBs) and is looking to come up with a fresh framework to monitor the performance of state-owned lenders. The new framework could be on the lines of ‘Statement of Intent’ (SoI) the government used to sign with PSBs to ...

Home Loan: Should you use retirement corpus to pay off home loan? [ad_1] Akash is a 58-year-old central government employee who wants to take premature retirement. He has been a diligent saver all his working life. He is confident of managing his retirement expenses well with the VRS payout, his other retiral benefits and the money he has invested. After ...

FICCI-IBA survey: Banks say NPAs may rise in MSME sector in next 6 months The pressure on asset quality of loans to micro small and medium enterprises (MSMEs) is set to increase, leading to a rise in non-performing assets (NPAs) in this segment in the next six months, according to a survey by the Federation of Indian Chambers of ...

investing: Having spiritual self-awareness makes you a better investor [ad_1] Every Sunday evening, I do a half hour Q&A show on All India Radio where listeners call in with their investing queries and I answer on live radio. This has been going on for more than a decade and I quite enjoy a format that is so different from writing ...

Bitcoin hovers around $20k as Fed chief’s hawkish comments weigh on crypto Bitcoin is seeing sustained trading below $20,000 for the first time since mid-July, as risk appetite wavers after Federal Reserve Chair Jerome Powell stressed that interest rates may have to stay elevated to stamp out inflation. The largest token fell as much as 2.3% on ...

Retirement: Starting a business after retirement is good on paper, but pitfalls are many [ad_1] We were meeting friends over dinner after a very long time. The conversations extended well beyond midnight and by then we had split into ginger groups that were deeply discussing favourite topics. One of them decided that he will talk about his new venture with ...

Gap between slippage and recovery has narrowed: City Union Bank CEO Kumbakonam-based private sector lender, City Union Bank, has said slippages to the non-performing asset category have slowed down during the past two quarters, and are now tracking the pre-covid numbers. The lender added that the gap between slippage and recovery has also become thinner. Speaking to Business Standard ...