10 banks offering lowest home loan interest rates [ad_1] With an aim to tackle inflation, the Reserve Bank of India has been increasing the repo rate since May 2022. Following the same, banks are also passing the rate hike to borrowers. In accordance with the current interest rates, the lender may review the interest rate and reset it after a ...

Irdai endorses committee's view to lower obligatory cession to zero The obligatory cession was reduced from 5 per cent to 4 per cent in FY23. The regulator has been reducing the obligatory cession over time

Burden of divorce expenses for a woman [ad_1] Burden of divorce expenses for a woman Divorce is very stressful for either party and involves some of the most critical things in a person’s life, including finances and children. In this video, Saurav Kumar from ET Online & Meghna Mishra, Partner, Karanjawala & Co., discuss how a woman can minimise expenses ...

Festivals boost credit card spends to record high of Rs 1.29 trillion Aided by festival season purchases, credit card spends touched an all-time high of Rs 1.29 trillion in October, the latest data released by the Reserve Bank of India (RBI) showed. This is 5.5 per cent higher than the previous month’s figure of Rs 1.22 trillion. On a year-on-year ...

5 Banks offering best gold loan interest rates [ad_1] If you require immediate cash for a business need, unforeseen expenses, or medical emergencies, you can avail a gold Loan. Your gold is used as collateral for the duration of a gold loan by the bank. Banks charge interest, and after you pay off the entire loan, the bank gives you ...

Excess credit growth to limit Indian banks’ loss-absorbing ability: Fitch Global rating agency Fitch said on Monday that bank credit growth in excess of 13 per cent year on year in FY23 could put pressure on core equity tier ratios (CET1) of banks, especially public sector lenders. It may limit the buffers of Indian banks to absorb potential future ...

NPS Tier 1 account: Important features you should know – NPS account [ad_1] According to the HDFC Bank, following these simple steps to open NOS in HDFC Bnk.Step 1: Visit www.hdfcbank.com Step 2: Under ‘Personal’ click on ‘Invest’ Step 3: Select the last option is ‘ National Pension System’ Step 4: Click on ‘Apply Online’ Step 5: Select the CRA ...

Doorstep banking: Who cannot avail, cash withdrawal and deposit limits, service charges [ad_1] Doorstep banking: Who cannot avail, cash withdrawal and deposit limits, service charges [ad_2]

Strong bank loan growth in FY23 despite higher interest rates: Fitch Fitch Ratings on Monday said India’s bank credit will see strong growth in current financial year despite effects of higher interest rates. It said the strong loan growth should benefit net revenue, particularly as it will be coupled with wider net interest margins. “We see ...

Gold price has increased more than 10% in last one year [ad_1] Gold price has increased more than 10% in last one year [ad_2]